Now available — Mac & Windows
The most powerful
financial tool.
Ever.
100%
Local — data stays on your machine
Live
Real-time portfolio price alerts
Smart
Learns your spending over time
0
Bank connections or OAuth tokens
Features
Built to understand how you actually live.
While actually protecting your data.
Smart Import
Gets smarter every import
Import a CSV, paste directly from your bank statement or bank website, or add manual entries. Silo auto-categorises every transaction based on your patterns. The more you use it, the more it understands you — until tagging is essentially automatic.
Dining
Tim Hortons #8821
$6.45
98% match
Groceries
Safeway #1044
$143.20
100% match
Subscriptions
NETFLIX.COM
$18.99
learned
Live Alerts
Know the moment it moves
Set custom price thresholds on any holding — stock, ETF, or crypto. Silo notifies you instantly when they're crossed, so you're never the last to know.
NVDA · NASDAQ
$143.50 → $146.32 · just now
+1.96%
BTC · Crypto
$98,100 → $97,420 · 2m ago
−0.69%
VFV.TO · TSX
$132.40 → $133.80 · 5m ago
+1.06%
100% Private
Everything runs locally on your machine. No accounts, no servers, no syncing your financial life to anyone else's cloud. Your data file is yours.
AES-256-GCM encryption
Key stored in OS Keychain
Zero data leaves your device
Live Investment Prices
Stocks, ETFs, crypto, and mutual funds updated in real time. Supports TSX, NASDAQ, NYSE, LSE, and more.
AAPL+1.24%
VFV.TO · +0.82%BTC · +3.41%
Budgets & Goals
Category budgets, spending trends, and retirement projections with compound growth modelling.
Groceries$420 / $500
Dining$180 / $200
Shopping$95 / $300
Tax Estimator
Personal and business tax estimates built from your actual numbers. No separate spreadsheet needed.
Gross income$72,400
Federal tax$8,614
Provincial tax$5,220
Effective rate19.1%
Roadmap
What's coming next
Silo is actively developed and every update is free. Here's what's on deck.
Professional export reports
Clean, formatted income & expense reports your accountant will actually love. Export by date range, category, or business — ready for tax season in one click.
Custom dashboards
Build your own overview — pin the charts, metrics, and summaries that matter most to you. Your finance dashboard, your layout.
Financial forecasting
Predict future spending and savings based on your real habits. See where you'll be in 3, 6, or 12 months — powered by your own data, not guesswork.
And much more — receipt attachments, goal tracking, multi-currency support, and more. Every update is free.
Inside Silo
All the data you need, automatically.
Spending breakdowns, budget tracking, tax estimates, net worth, investment performance, cash flow trends, category insights, and more.
Overview
Income, expenses, portfolio & quick view cards
Investments
Live prices, accounts, portfolio tracking
Budget Tracker
Category budgets, over/under analysis
Spending Trends
Category breakdown, savings rate, smart generated summary
Pricing
Early access pricing — Silo is still in beta. Lock in these rates before they go up.
Monthly
$9.99
per month · USD · cancel anytime
- Full transaction tracking
- Smart Import — learns your habits
- Live portfolio price alerts
- Budget, tax & business tools
- Mac & Windows
- All updates included
Your serial key will be sent to this email
Best Value
Lifetime
$59.99
one-time · USD · yours forever
- Everything in Monthly
- Pay once — use forever
- All future updates included
- Live access to support
- Priority feature requests
Your serial key will be sent to this email
We appreciate your support — it directly funds development. Your feedback shapes every update. This is your app, built around how you actually use it.
Prices in USD · Mac & Windows · Secure checkout
FAQ
Questions answered.
Silo ships with 1,150+ built-in merchant mappings that instantly recognize common transactions. When you import a CSV or paste from your bank, it auto-categorises each entry. It also learns from every correction you make — building custom rules for your unique spending habits and categories. The more you use it, the smarter it gets. Most users reach near-zero manual corrections within a few imports.
Silo refreshes your portfolio prices on launch and on a regular schedule. You can set custom price thresholds for any holding — stock, ETF, or crypto. When a price crosses your trigger, you get notified instantly within the app. No third-party service required, and no data leaves your machine to make it happen.
Yes — completely. Silo runs entirely on your local machine. Your transactions, account details, and financial history never leave your computer. No servers, no cloud sync, no bank connections. Your data is one file on your hard drive that you control entirely.
No — and that's intentional. You import transactions by downloading a CSV from your bank's website and importing it into Silo. Smart Import then handles categorisation automatically, so it's fast. No OAuth tokens, no Plaid, no bank credentials stored anywhere.
Both plans include every feature — personal, business, tax tools, investments, the works. Monthly is $9.99/month, cancel anytime. Lifetime is a one-time $59.99 that grants permanent access, all future updates, live support, and priority feature requests. If you use Silo for more than 6 months, Lifetime is cheaper.
Silo supports live prices from NASDAQ, NYSE, TSX, TSX-V, LSE, XETRA, ASX, HKEX and more via Yahoo Finance. Crypto via CoinGecko. Canadian mutual funds via Fund Library and Globe and Mail. If it has a ticker symbol, it almost certainly works.